See how the numbers fit together.
Adjust the value, loan, term and interest treatment to see an indicative funding profile. Then ask us for real terms.
Actual pricing depends on lender, LTV and deal
Deducted from the advance in this illustration
Indicative funding profile
Estimated LTV
65.0%
Comfortably within typical bridging ranges for residential security.
- Gross loan
- £650,000
- Retained interest (12 months)
- − £66,300
- Arrangement fee
- − £13,000
- Net advance
- £570,700
- Amount to repay
- £650,000
- Total cost of finance
- £79,300
- Deposit and costs from the borrower
- £429,300
Illustrative figures only, based on the rate and fee you selected. Not a formal offer, quotation or indication of approval. Actual terms depend on the lender, valuation, security type and underwriting.
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Gross, net and the cost of finance.
Gross loan is the facility. Net advance is what arrives after retained interest and any fees deducted. Budget on the net figure.
Loan to value is the gross loan as a percentage of the property value. Where interest is rolled up, lenders also check the facility including interest against their limit.
Total cost of finance adds interest and fees together so different structures can be compared honestly.
The calculator uses the rate and fee you set. It is not a quotation, an offer, or an indication that any lender will approve a facility.
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