Five stages from enquiry to funds released. At every one, you will know what we are doing, what we need from you, and what happens next.
You'll always know what happens next.
Five stages, from first conversation to funds released. Simple, transparent, professional, fast.
01 Enquiry
Tell us about the deal.
Share the property, purpose, amount, term and exit. You can use Find Your Finance, call us or send a summary. We come back with an initial view and the information we need to approach lenders.
- You
- Provide deal basics and supporting information.
- PFX
- Assess fit, identify the right lenders and structure.
What we'll need, and when.
- 01
Enquiry
Share the property, purpose, amount, term and exit. You can use Find Your Finance, call us or send a summary. We come back with an initial view and the information we need to approach lenders.
- You
- Provide deal basics and supporting information.
- PFX
- Assess fit, identify the right lenders and structure.
- 02
Offer
We approach lenders whose appetite matches the deal and return with indicative terms for comparison: rate, fees, leverage and conditions, explained plainly.
- You
- Review and choose the structure that fits.
- PFX
- Negotiate terms and explain the trade-offs.
- 03
Due Diligence
A RICS valuation is instructed and solicitors engaged on both sides. The lender's credit team underwrites the case while we keep everything moving in parallel.
- You
- Respond to information requests promptly.
- PFX
- Coordinate valuer, solicitors and lender.
- 04
Approval
Once underwriting and legal conditions are satisfied, the lender issues a formal offer. We check it against the agreed terms before you sign.
- You
- Sign facility documents.
- PFX
- Confirm terms match and conditions are clear.
- 05
Funds Released
Funds are transferred to your solicitor for completion. For development, drawdowns continue against monitored progress. We stay in touch through to exit.
- You
- Complete your transaction.
- PFX
- Support through the term and plan the exit.
Why not go straight to a lender?
Because the lender you can find is rarely the lender that fits. The right structure comes from knowing the whole market, and from putting the deal together properly before anyone sees it.
- 01
Access
A broad panel of lenders and funding solutions, from high-street to specialist and private capital.
- 02
Structure
We don't simply find a lender. We help structure the deal so the facility, the exit and the numbers work together.
- 03
Speed
When timing matters, we move. Parallel processes, direct lender relationships and no wasted days.
- 04
Expertise
Specialist knowledge of property finance and complex transactions across residential, commercial and development.
- 05
Personal Service
A direct relationship with the people handling your deal. Not a call centre, not a ticket number.
- 06
Clarity
Straightforward communication throughout: what is happening, what is needed, and what happens next.
The right finance can make the difference between missing an opportunity and securing it.